Spring Fever, Winter Vacation & Fixating on Finances

Every year at about this time, I break down, weak in the knees for fake trees, cheesy Christmas decorations and ample holiday cheer. Like about 40 million other people on the planet.

This year, though, I have to admit that I have a bit of spring fever when it comes to my upcoming vacation, which includes sitting around and a whole lot of nothing. That makes work a bit painful, and this week one of the slowest I can remember.

Anyway, one of the things I do each year is look at my finances and where I stand with my debt. One of the things I'm still paying on is my college loans. I only have one of my student loans left to pay off, since I had a student loan consolidation several years back.

More fun includes finding a fixed rate mortgage loan to replace my adjustable rate mortgage which is set to increase by several hundred dollars in January.

I guess it's just my mortgage company's way of saying "Merry Christmas" to themselves.